†The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). To collect bonus CT Money you must pay with a Triangle credit card. You cannot collect paper Canadian Tire Money on bonus offers. Any bonus multiplier is based on the base rate of collecting CT Money (0.4%), and will be added to whatever the Member would otherwise collect, without the bonus. Example: On a $100 (pre-tax) purchase with a 20X bonus multiplier a Member would earn a bonus $8 in CT Money (20 X .4% X $100). The 30X for Triangle Mastercard, World Mastercard and World Elite Mastercard customers consists of the 10X everyday plus the 20X bonus. Not all items sold are eligible to earn CT Money or to be redeemed for. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase. Bonus CT Money collected from online orders will be applied to the Member’s Triangle Rewards Account within five weeks of the purchase date. No rainchecks.
^Additional Information for the Triangle™ Mastercard® and Triangle™ World Elite Mastercard®:
Annual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) — 19.99%
Cash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees — 22.99%
For the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges; or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.
Interest-Free Grace Period: At least 21 days or, if you are a resident of Quebec, at least 26 days.
You will benefit from an interest-free grace period of at least 21 days (at least 26 days if you are a resident of Quebec) on new purchases if we receive payment in full of the balance due on your current statement by the payment due date. There is no grace period for cash transactions, such as convenience cheques, balance transfers or cash advances or for fees for such transactions.
Minimum Payment: If you reside in a province other than Quebec, the Minimum Payment will be the sum of:
(A) interest and fees shown on your statement, plus
(B) the greater of any amount past due or any balance over your credit limit, plus
(C) the amount of any equal payments plan installments then due, plus
Balances under $10 are due in full.
If you reside in the Province of Quebec, the Minimum Payment will be the sum of:
(A) the greater of (i) interest and fees shown on your statement + $10 or (ii) 5% of the New Balance, excluding amounts on special payment plans; plus
(B) any balance over your credit limit; plus
(C) any amounts past due not included in (B) above; plus
(D) the amount of any equal payments plan instalments then due.
Balances under $10 are due in full.
Foreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.
Annual Fee: None
Cash Advance Fee: $4 – Charged when the transaction is posted to your account.
NSF/Dishounoured Payment Fee: $25 – Charged if a payment you make is dishonoured.
Charges for Copies: $2 — Charged when you request a copy of a statement.
Credit Balance Fee: The lesser of $10 or the amount of your credit balance. – Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive for the previous 12 billing periods.
®/™ National Sports is a registered trademark of FGL Sports Ltd.
®/™ Unless otherwise noted, all trademarks are owned by Canadian Tire Corporation, Limited and are used under licence.
®/™ Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.